Students completing a degree at LAB University of Applied Sciences are covered under the insurance policy as follows:

All degree-seeking students of LAB are covered by Statutory Accident Insurance. With respect to pupils and students covered by the insurance, the cover is valid only when the student participates in a practical class, on-the-job learning, practical training or competence-based qualification or, as part of basic education, during a period of work experience in an educational institution or other location determined by the education provider or educational institution, which is in accordance with the curriculum or qualification requirements and comparable to work.

The insurance is also valid on the way from one's dwelling or educational institution to a practical training, on-the job learning or work experience site or a place for taking a competence-based qualification, determined by the education provider, and back. However, ordinary daily travel from one's dwelling to an educational institution and back or deviations from the daily route are not covered by the insurance.

Voluntary Group Insurance for Accidents
The insurance is in force during activities related to the curriculum or the degree plan and as well as during related immediate trips.

For the studies and placements abroad it is recommended to take separate insurance.
 

Instructions in Case of an Accident

If an accident occurs, please submit an accident report as soon as possible using this form.

Please answer the questions on the form as accurately as possible. Detailed information will help with the processing of the accident report and expedite the insurance claim process. Based on the information you provide, Student Services will submit the accident report to the insurance company. Once the report has been filed, Student Services will send you the claim number by email.

Please note that any medical expenses and other costs arising from the accident must initially be paid by you. Keep all invoices, receipts, and other documents related to the accident for possible reimbursement. You can apply for compensation from the insurance company after you have received the claim number.

If you have any questions regarding the matter, please contact Student Services by email at studentservices@lab.fi.